Maximize your purchasing power with your FGTS (Brazilian employee severance fund).
Do you and your spouse dream of moving out of your rented home? Use the FGTS balance of both. It's a smart financial strategy. Therefore, this pooling of resources significantly increases the down payment. Furthermore, it reduces the outstanding balance of the loan. In this way, you achieve monthly payments that fit perfectly within your budget.
Basic requirements for withdrawal
First, verify that both of you have at least three years of work under the FGTS (Brazilian Severance Indemnity Fund) system. However, it is essential that the chosen property is located in the same municipality where the couple lives or works. For example, if you work near the beautiful beaches of Balneário Piçarras, the property acquired must be within the same metropolitan area or city. Consequently, the release process will be much smoother.
The structural solidity of WGB
When investing in assets, technical security is essential. Therefore, WGB Engineering We apply rigorous technologies to every project. We highlight our reinforced structure with high-performance slabs, designed to guarantee acoustic insulation between neighbors. Furthermore, we utilize advanced waterproofing systems that ensure complete protection against humidity and sea air. Therefore, you acquire a property with guaranteed appreciation and superior durability.
Step-by-step instructions for use
To formalize the purchase, request an updated FGTS (Brazilian employee severance fund) statement for both spouses. Following this, WGB will provide the necessary property documentation for bank analysis. This will allow the financial institution to validate the loan. However, remember that the property must be in the name of both spouses. Consequently, the deed will be drawn up with both spouses' CPF (Brazilian individual taxpayer registration number), ensuring the couple's asset protection.
Advantages of smart financing
In short, the sum of your FGTS (Brazilian employee severance fund) balances shortens the term of your financing. Furthermore, it reduces the total interest paid over the years. Therefore, it is a far superior comparative strategy to continuing to pay rent. Since rent is a cost without return, acquiring your own property transforms your monthly expense into real assets for your family.
Your journey toward financial independence begins with a well-planned decision. To turn your dream into reality with installments that fit your budget, come and learn about... Opportunities in Piçarras Developed by WGB, secure your home today!.
